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Local Loan Limits – Wharton County, TX Loan Limit Summary. Limits for FHA Loans in Wharton County, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. Conventional Loan Limits in Wharton County are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 home equity conversion Mortgage (HECM) limits in Wharton County is $726,525.

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